Electronic Consent Agreement

Your consent to receive electronic communications

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Introduction

This Electronic Consent Agreement ("E-Consent") applies to all communications, disclosures, and documents that we provide to you electronically in connection with your use of the Zuvlio website and services.

By submitting a request through our website and checking the E-Consent checkbox, you consent to receive all communications, disclosures, and documents electronically rather than in paper form.

Scope of Communications

Your consent applies to all communications related to:

  • Your loan request and any responses from lenders
  • Our Terms of Use and Privacy Policy
  • Legal disclosures and notices required by law
  • Changes to our services or policies
  • Information about your account or transactions
  • Marketing communications (if separately consented to)

Methods of Electronic Delivery

Electronic communications may be delivered to you by:

  • Posting on our website at zuvlio.com
  • Email to the address you provided
  • SMS/text message to the phone number you provided (if consented)

Hardware and Software Requirements

To receive electronic communications, you need:

  • A computer or mobile device with internet access
  • A current web browser (Chrome, Firefox, Safari, Edge)
  • Software to view PDF documents (such as Adobe Acrobat Reader)
  • A valid email address
  • Sufficient storage to save or print documents

By consenting, you confirm that you have access to the necessary hardware and software.

Keeping Your Email Address Current

It is your responsibility to keep your email address up to date. If your email address changes, please contact us at support@zuvlio.com to update your records.

Paper Copies

You may request a paper copy of any electronic communication by contacting us at:

  • Email: support@zuvlio.com
  • Mail: Zuvlio Holdings LLC, 123 Financial Center Drive, Suite 400, Wilmington, DE 19801

There is no fee for requesting paper copies. We will mail paper copies to you within a reasonable time.

Withdrawing Your Consent

You have the right to withdraw your consent to receive electronic communications at any time. To withdraw your consent:

  • Email us at support@zuvlio.com with the subject line "Withdraw E-Consent"
  • Include your name and email address associated with your account

Important: If you withdraw your consent, you may not be able to use certain features of our service. We may require paper-based communications, which could delay the processing of your requests.

Withdrawal of consent does not affect the legal validity of any electronic communications provided before your withdrawal.

Changes to This Agreement

We may update this E-Consent agreement from time to time. If we make material changes, we will notify you electronically and post the updated agreement on our website. Your continued use of our services after such notice constitutes acceptance of the changes.

Federal Law

The federal Electronic Signatures in Global and National Commerce Act (E-Sign Act) and similar state laws require us to inform you of your rights regarding electronic communications. This E-Consent agreement is designed to comply with those requirements.

Your Acknowledgment

By checking the E-Consent box during the application process, you acknowledge that:

  • You have read and understand this E-Consent agreement
  • You consent to receive electronic communications
  • You have access to the required hardware and software
  • You know how to save or print documents for your records
  • You understand you may request paper copies at any time
  • You understand you may withdraw consent at any time

Contact Us

If you have questions about this E-Consent agreement, please contact us: