/* ==========================================================================
   Zuvlio - Modern Lead Generation Site Styles
   ========================================================================== */

/* --------------------------------------------------------------------------
   CSS Custom Properties (Design Tokens)
   -------------------------------------------------------------------------- */
:root {
  /* Primary palette - Teal/Emerald */
  --color-primary-50: #f0fdfa;
  --color-primary-100: #ccfbf1;
  --color-primary-200: #99f6e4;
  --color-primary-300: #5eead4;
  --color-primary-400: #2dd4bf;
  --color-primary-500: #14b8a6;
  --color-primary-600: #0d9488;
  --color-primary-700: #0f766e;
  --color-primary-800: #115e59;
  --color-primary-900: #134e4a;

  /* Accent - Amber */
  --color-accent-400: #fbbf24;
  --color-accent-500: #f59e0b;
  --color-accent-600: #d97706;

  /* Neutrals - Slate */
  --color-neutral-50: #f8fafc;
  --color-neutral-100: #f1f5f9;
  --color-neutral-200: #e2e8f0;
  --color-neutral-300: #cbd5e1;
  --color-neutral-400: #94a3b8;
  --color-neutral-500: #64748b;
  --color-neutral-600: #475569;
  --color-neutral-700: #334155;
  --color-neutral-800: #1e293b;
  --color-neutral-900: #0f172a;

  /* Semantic */
  --color-success: #22c55e;
  --color-error: #ef4444;
  --color-warning: #f59e0b;
  --color-info: #3b82f6;

  /* Backgrounds */
  --bg-body: #fafcfd;
  --bg-surface: #ffffff;
  --bg-muted: var(--color-neutral-50);
  --bg-hero: linear-gradient(135deg, #0f766e 0%, #115e59 50%, #134e4a 100%);

  /* Typography */
  --font-display: 'Outfit', system-ui, -apple-system, sans-serif;
  --font-body: 'DM Sans', system-ui, -apple-system, sans-serif;
  --font-mono: 'JetBrains Mono', ui-monospace, monospace;

  /* Spacing */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;

  /* Radii */
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-2xl: 1.5rem;
  --radius-full: 9999px;

  /* Shadows */
  --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
  --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
  --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
  --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.1), 0 8px 10px -6px rgb(0 0 0 / 0.1);
  --shadow-glow: 0 0 20px rgb(13 148 136 / 0.3);

  /* Transitions */
  --transition-fast: 150ms ease;
  --transition-normal: 250ms ease;
  --transition-slow: 350ms ease;

  /* Layout */
  --container-max: 1200px;
  --header-height: 72px;
}

/* --------------------------------------------------------------------------
   Reset & Base
   -------------------------------------------------------------------------- */
*, *::before, *::after {
  box-sizing: border-box;
}

* {
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--color-neutral-700);
  background: var(--bg-body);
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, picture, video, canvas, svg {
  display: block;
  max-width: 100%;
}

input, button, textarea, select {
  font: inherit;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-neutral-800);
  text-wrap: balance;
}

p {
  text-wrap: pretty;
}

a {
  color: var(--color-primary-600);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-primary-700);
}

/* Focus styles for accessibility */
:focus-visible {
  outline: 2px solid var(--color-primary-500);
  outline-offset: 2px;
}

/* Skip link */
.skip-link {
  position: absolute;
  top: -100%;
  left: 50%;
  transform: translateX(-50%);
  background: var(--color-primary-600);
  color: white;
  padding: var(--space-3) var(--space-6);
  border-radius: var(--radius-md);
  z-index: 9999;
}

.skip-link:focus {
  top: var(--space-4);
}

/* --------------------------------------------------------------------------
   Typography Utilities
   -------------------------------------------------------------------------- */
.text-xs { font-size: 0.75rem; line-height: 1.5; }
.text-sm { font-size: 0.875rem; line-height: 1.5; }
.text-base { font-size: 1rem; }
.text-lg { font-size: 1.125rem; }
.text-xl { font-size: 1.25rem; }
.text-2xl { font-size: 1.5rem; }
.text-3xl { font-size: 1.875rem; }
.text-4xl { font-size: 2.25rem; }
.text-5xl { font-size: 3rem; }

.font-medium { font-weight: 500; }
.font-semibold { font-weight: 600; }
.font-bold { font-weight: 700; }

.text-muted { color: var(--color-neutral-500); }
.text-primary { color: var(--color-primary-600); }
.text-error { color: var(--color-error); }

/* --------------------------------------------------------------------------
   Layout Utilities
   -------------------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--space-5);
}

.section {
  padding: var(--space-16) 0;
}

.section-lg {
  padding: var(--space-20) 0;
}

.grid {
  display: grid;
  gap: var(--space-6);
}

.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

@media (max-width: 768px) {
  .grid-2, .grid-3, .grid-4 {
    grid-template-columns: 1fr;
  }
}

.flex { display: flex; }
.flex-col { flex-direction: column; }
.items-center { align-items: center; }
.justify-center { justify-content: center; }
.justify-between { justify-content: space-between; }
.gap-2 { gap: var(--space-2); }
.gap-4 { gap: var(--space-4); }
.gap-6 { gap: var(--space-6); }
.gap-8 { gap: var(--space-8); }

/* --------------------------------------------------------------------------
   Header
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-neutral-100);
  height: var(--header-height);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--space-5);
}

.logo {
  display: flex;
  align-items: center;
  gap: var(--space-2);
}

.logo img, .logo svg {
  height: 36px;
  width: auto;
}

.logo-text {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-neutral-800);
}

.nav-main {
  display: flex;
  align-items: center;
  gap: var(--space-8);
}

.nav-links {
  display: flex;
  list-style: none;
  gap: var(--space-6);
}

.nav-links a {
  color: var(--color-neutral-600);
  font-weight: 500;
  font-size: 0.9375rem;
  padding: var(--space-2) 0;
  position: relative;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-primary-500);
  transition: width var(--transition-normal);
}

.nav-links a:hover {
  color: var(--color-primary-600);
}

.nav-links a:hover::after {
  width: 100%;
}

.mobile-menu-toggle {
  display: none;
  background: none;
  border: none;
  padding: var(--space-2);
  cursor: pointer;
}

.mobile-menu-toggle svg {
  width: 24px;
  height: 24px;
  stroke: var(--color-neutral-700);
}

@media (max-width: 768px) {
  .mobile-menu-toggle {
    display: block;
  }

  .nav-links {
    display: none;
    position: absolute;
    top: var(--header-height);
    left: 0;
    right: 0;
    flex-direction: column;
    background: white;
    padding: var(--space-4);
    gap: 0;
    border-bottom: 1px solid var(--color-neutral-100);
    box-shadow: var(--shadow-lg);
  }

  .nav-links.active {
    display: flex;
  }

  .nav-links li {
    border-bottom: 1px solid var(--color-neutral-100);
  }

  .nav-links li:last-child {
    border-bottom: none;
  }

  .nav-links a {
    display: block;
    padding: var(--space-4);
  }

  .nav-cta {
    display: none;
  }
}

/* --------------------------------------------------------------------------
   Buttons
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-6);
  font-family: var(--font-display);
  font-size: 0.9375rem;
  font-weight: 600;
  border-radius: var(--radius-lg);
  border: none;
  cursor: pointer;
  transition: all var(--transition-fast);
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, var(--color-primary-500) 0%, var(--color-primary-600) 100%);
  color: white;
  box-shadow: 0 2px 8px rgb(13 148 136 / 0.3);
}

.btn-primary:hover {
  background: linear-gradient(135deg, var(--color-primary-600) 0%, var(--color-primary-700) 100%);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgb(13 148 136 / 0.4);
  color: white;
}

.btn-secondary {
  background: var(--color-neutral-100);
  color: var(--color-neutral-700);
}

.btn-secondary:hover {
  background: var(--color-neutral-200);
  color: var(--color-neutral-800);
}

.btn-outline {
  background: transparent;
  border: 2px solid var(--color-primary-500);
  color: var(--color-primary-600);
}

.btn-outline:hover {
  background: var(--color-primary-50);
}

.btn-lg {
  padding: var(--space-4) var(--space-8);
  font-size: 1rem;
}

.btn-sm {
  padding: var(--space-2) var(--space-4);
  font-size: 0.875rem;
}

.btn-full {
  width: 100%;
}

.btn:disabled {
  opacity: 0.6;
  cursor: not-allowed;
  transform: none;
}

/* --------------------------------------------------------------------------
   Forms
   -------------------------------------------------------------------------- */
.form-group {
  margin-bottom: var(--space-4);
}

.form-label {
  display: block;
  margin-bottom: var(--space-2);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-neutral-700);
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: var(--space-3) var(--space-4);
  font-size: 1rem;
  color: var(--color-neutral-800);
  background: white;
  border: 2px solid var(--color-neutral-200);
  border-radius: var(--radius-lg);
  transition: all var(--transition-fast);
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color: var(--color-primary-400);
  box-shadow: 0 0 0 3px rgb(13 148 136 / 0.1);
  outline: none;
}

.form-input::placeholder {
  color: var(--color-neutral-400);
}

.form-input.error,
.form-select.error {
  border-color: var(--color-error);
}

.form-hint {
  display: block;
  margin-top: var(--space-1);
  font-size: 0.8125rem;
  color: var(--color-neutral-500);
}

.form-error {
  display: block;
  margin-top: var(--space-1);
  font-size: 0.8125rem;
  color: var(--color-error);
}

.form-checkbox {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  cursor: pointer;
}

.form-checkbox input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  accent-color: var(--color-primary-600);
  flex-shrink: 0;
}

.form-checkbox-label {
  font-size: 0.875rem;
  color: var(--color-neutral-600);
  line-height: 1.5;
}

.form-checkbox-label a {
  text-decoration: underline;
}

/* Amount selector buttons */
.amount-selector {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-2);
  margin-bottom: var(--space-4);
}

@media (max-width: 480px) {
  .amount-selector {
    grid-template-columns: repeat(2, 1fr);
  }
}

.amount-btn {
  padding: var(--space-3) var(--space-2);
  font-size: 0.9375rem;
  font-weight: 600;
  text-align: center;
  background: white;
  border: 2px solid var(--color-neutral-200);
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all var(--transition-fast);
}

.amount-btn:hover {
  border-color: var(--color-primary-300);
  background: var(--color-primary-50);
}

.amount-btn.active {
  border-color: var(--color-primary-500);
  background: var(--color-primary-50);
  color: var(--color-primary-700);
}

/* --------------------------------------------------------------------------
   Hero Section
   -------------------------------------------------------------------------- */
.hero {
  position: relative;
  background: var(--bg-hero);
  padding: var(--space-16) 0 var(--space-20);
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  opacity: 0.5;
}

.hero-illustration {
  position: absolute;
  z-index: 0;
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: var(--space-12);
  align-items: center;
}

@media (max-width: 960px) {
  .hero-inner {
    grid-template-columns: 1fr;
    text-align: center;
  }
}

.hero-content h1 {
  font-size: clamp(2rem, 5vw, 3rem);
  color: white;
  margin-bottom: var(--space-4);
  line-height: 1.15;
}

.hero-content p {
  font-size: 1.125rem;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: var(--space-6);
  max-width: 500px;
}

@media (max-width: 960px) {
  .hero-content p {
    margin-left: auto;
    margin-right: auto;
  }
}

.hero-badges {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-6);
}

@media (max-width: 960px) {
  .hero-badges {
    justify-content: center;
  }
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-2) var(--space-3);
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-full);
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.8125rem;
  font-weight: 500;
}

.hero-badge svg {
  width: 16px;
  height: 16px;
  opacity: 0.9;
}

/* Lead Form Card */
.lead-form-card {
  background: white;
  border-radius: var(--radius-2xl);
  padding: var(--space-8);
  box-shadow: var(--shadow-xl);
}

.lead-form-card h2 {
  font-size: 1.25rem;
  margin-bottom: var(--space-6);
  text-align: center;
}

.lead-form-consent {
  margin-top: var(--space-4);
  font-size: 0.75rem;
  color: var(--color-neutral-500);
  line-height: 1.6;
}

.lead-form-consent a {
  text-decoration: underline;
}

/* Mini Lead Form (for policy pages) */
.mini-lead-form {
  background: linear-gradient(135deg, var(--color-primary-50) 0%, var(--color-primary-100) 100%);
  border: 1px solid var(--color-primary-200);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  margin-bottom: var(--space-8);
}

.mini-lead-form h3 {
  font-size: 1.125rem;
  margin-bottom: var(--space-4);
  color: var(--color-primary-800);
}

.mini-lead-form .form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-3);
}

@media (max-width: 640px) {
  .mini-lead-form .form-row {
    grid-template-columns: 1fr;
  }
}

.mini-lead-form .form-input {
  background: white;
}

/* --------------------------------------------------------------------------
   Trust Bar
   -------------------------------------------------------------------------- */
.trust-bar {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  justify-content: center;
  padding: var(--space-6) 0;
}

.trust-chip {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-2) var(--space-3);
  background: var(--color-neutral-50);
  border: 1px solid var(--color-neutral-200);
  border-radius: var(--radius-full);
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--color-neutral-600);
}

.trust-chip svg {
  width: 16px;
  height: 16px;
  color: var(--color-primary-600);
}

.trust-bar-light .trust-chip {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.2);
  color: rgba(255, 255, 255, 0.9);
}

.trust-bar-light .trust-chip svg {
  color: var(--color-accent-400);
}

/* --------------------------------------------------------------------------
   Cards
   -------------------------------------------------------------------------- */
.card {
  background: white;
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  border: 1px solid var(--color-neutral-100);
  transition: all var(--transition-normal);
}

.card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.card-icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: transparent;
  border-radius: var(--radius-lg);
  margin-bottom: var(--space-4);
}

.card-icon svg {
  width: 28px;
  height: 28px;
  color: var(--color-primary-600);
}

.card-icon img {
  width: 56px;
  height: 56px;
  object-fit: contain;
}

.card h3 {
  font-size: 1.125rem;
  margin-bottom: var(--space-2);
}

.card p {
  color: var(--color-neutral-600);
  font-size: 0.9375rem;
}

/* Step cards */
.step-card {
  position: relative;
  text-align: center;
  padding: var(--space-8) var(--space-6);
}

.step-card img {
  display: block;
}

.step-number {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-primary-600);
  color: white;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  border-radius: var(--radius-full);
  margin: 0 auto var(--space-4);
}

/* --------------------------------------------------------------------------
   Sections
   -------------------------------------------------------------------------- */
.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto var(--space-12);
}

.section-header h2 {
  font-size: clamp(1.5rem, 4vw, 2rem);
  margin-bottom: var(--space-4);
}

.section-header p {
  font-size: 1.0625rem;
  color: var(--color-neutral-600);
}

/* Alternating background */
.bg-muted {
  background: var(--bg-muted);
}

/* Trust Center */
.trust-center {
  background: linear-gradient(180deg, var(--color-primary-50) 0%, white 100%);
}

/* --------------------------------------------------------------------------
   Accordion
   -------------------------------------------------------------------------- */
.accordion {
  border: 1px solid var(--color-neutral-200);
  border-radius: var(--radius-xl);
  overflow: hidden;
  background: white;
}

.accordion-item {
  border-bottom: 1px solid var(--color-neutral-100);
}

.accordion-item:last-child {
  border-bottom: none;
}

.accordion-header {
  width: 100%;
  padding: var(--space-5) var(--space-6);
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-neutral-800);
  transition: background var(--transition-fast);
}

.accordion-header:hover {
  background: var(--color-neutral-50);
}

.accordion-icon {
  width: 20px;
  height: 20px;
  transition: transform var(--transition-normal);
  color: var(--color-neutral-400);
}

.accordion-item.active .accordion-icon {
  transform: rotate(180deg);
}

.accordion-content {
  display: none;
  padding: 0 var(--space-6) var(--space-5);
  color: var(--color-neutral-600);
  font-size: 0.9375rem;
  line-height: 1.7;
}

.accordion-item.active .accordion-content {
  display: block;
}

/* --------------------------------------------------------------------------
   Footer
   -------------------------------------------------------------------------- */
.site-footer {
  background: var(--color-neutral-900);
  color: var(--color-neutral-300);
  padding: var(--space-16) 0 var(--space-8);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr repeat(3, 1fr);
  gap: var(--space-10);
  margin-bottom: var(--space-12);
}

@media (max-width: 960px) {
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .footer-grid {
    grid-template-columns: 1fr;
  }
}

.footer-brand {
  max-width: 280px;
}

.footer-brand .logo-text {
  color: white;
  margin-bottom: var(--space-4);
}

.footer-brand p {
  font-size: 0.875rem;
  line-height: 1.7;
  margin-bottom: var(--space-4);
}

.footer-column h4 {
  color: white;
  font-size: 0.9375rem;
  font-weight: 600;
  margin-bottom: var(--space-4);
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: var(--space-2);
}

.footer-links a {
  color: var(--color-neutral-400);
  font-size: 0.875rem;
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: white;
}

.footer-identity {
  border-top: 1px solid var(--color-neutral-700);
  padding-top: var(--space-8);
  margin-top: var(--space-8);
}

.footer-identity h5 {
  color: white;
  font-size: 0.875rem;
  margin-bottom: var(--space-2);
}

.footer-identity p,
.footer-identity address {
  font-size: 0.8125rem;
  font-style: normal;
  line-height: 1.7;
  margin-bottom: var(--space-2);
}

.footer-bottom {
  border-top: 1px solid var(--color-neutral-700);
  padding-top: var(--space-6);
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
  font-size: 0.8125rem;
}

.footer-bottom-links {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
}

.footer-bottom-links a {
  color: var(--color-neutral-400);
}

.footer-bottom-links a:hover {
  color: white;
}

/* --------------------------------------------------------------------------
   Page Header
   -------------------------------------------------------------------------- */
.page-header {
  background: linear-gradient(135deg, var(--color-primary-700) 0%, var(--color-primary-800) 100%);
  padding: var(--space-12) 0;
  text-align: center;
}

.page-header h1 {
  color: white;
  font-size: clamp(1.75rem, 4vw, 2.25rem);
  margin-bottom: var(--space-3);
}

.page-header p {
  color: rgba(255, 255, 255, 0.8);
  font-size: 1.0625rem;
  max-width: 600px;
  margin: 0 auto;
}

/* --------------------------------------------------------------------------
   Policy Page Content
   -------------------------------------------------------------------------- */
.policy-content {
  padding: var(--space-12) 0;
}

.policy-content h2 {
  font-size: 1.375rem;
  margin-top: var(--space-10);
  margin-bottom: var(--space-4);
  padding-bottom: var(--space-3);
  border-bottom: 2px solid var(--color-primary-100);
}

.policy-content h3 {
  font-size: 1.125rem;
  margin-top: var(--space-6);
  margin-bottom: var(--space-3);
}

.policy-content p {
  margin-bottom: var(--space-4);
}

.policy-content ul,
.policy-content ol {
  margin-bottom: var(--space-4);
  padding-left: var(--space-6);
}

.policy-content li {
  margin-bottom: var(--space-2);
}

.policy-content .last-updated {
  background: var(--color-neutral-100);
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  color: var(--color-neutral-600);
  margin-bottom: var(--space-8);
}

/* --------------------------------------------------------------------------
   Apply Wizard
   -------------------------------------------------------------------------- */
.apply-wizard {
  max-width: 640px;
  margin: 0 auto;
  padding: var(--space-12) var(--space-5);
}

.wizard-progress {
  display: flex;
  justify-content: space-between;
  margin-bottom: var(--space-8);
  position: relative;
}

.wizard-progress::before {
  content: '';
  position: absolute;
  top: 16px;
  left: 24px;
  right: 24px;
  height: 4px;
  background: var(--color-neutral-200);
  border-radius: 2px;
}

.wizard-step {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  flex: 1;
}

.wizard-step-number {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-neutral-200);
  color: var(--color-neutral-500);
  font-family: var(--font-display);
  font-size: 0.875rem;
  font-weight: 700;
  border-radius: 50%;
  transition: all var(--transition-normal);
}

.wizard-step.active .wizard-step-number,
.wizard-step.completed .wizard-step-number {
  background: var(--color-primary-600);
  color: white;
}

.wizard-step-label {
  margin-top: var(--space-2);
  font-size: 0.75rem;
  color: var(--color-neutral-500);
  text-align: center;
}

@media (max-width: 640px) {
  .wizard-step-label {
    display: none;
  }
}

.wizard-card {
  background: white;
  border-radius: var(--radius-2xl);
  padding: var(--space-8);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-neutral-100);
}

.wizard-card h2 {
  font-size: 1.375rem;
  margin-bottom: var(--space-2);
}

.wizard-card .step-description {
  color: var(--color-neutral-600);
  margin-bottom: var(--space-6);
}

.wizard-actions {
  display: flex;
  gap: var(--space-4);
  margin-top: var(--space-6);
  padding-top: var(--space-6);
  border-top: 1px solid var(--color-neutral-100);
}

.wizard-actions .btn {
  flex: 1;
}

/* Confirmation step */
.confirmation-box {
  text-align: center;
  padding: var(--space-8) var(--space-4);
}

.confirmation-icon {
  width: 80px;
  height: 80px;
  margin: 0 auto var(--space-6);
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-primary-50);
  border-radius: 50%;
}

.confirmation-icon svg {
  width: 40px;
  height: 40px;
  color: var(--color-primary-600);
}

.confirmation-box h2 {
  margin-bottom: var(--space-4);
}

.confirmation-box p {
  color: var(--color-neutral-600);
  margin-bottom: var(--space-4);
}

.next-steps {
  background: var(--color-neutral-50);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  margin: var(--space-6) 0;
  text-align: left;
}

.next-steps h3 {
  font-size: 1rem;
  margin-bottom: var(--space-4);
}

.next-steps ol {
  padding-left: var(--space-5);
}

.next-steps li {
  margin-bottom: var(--space-2);
  color: var(--color-neutral-600);
}

/* --------------------------------------------------------------------------
   Contact Form
   -------------------------------------------------------------------------- */
.contact-form-wrap {
  max-width: 600px;
}

.contact-info {
  background: var(--color-neutral-50);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  margin-bottom: var(--space-8);
}

.contact-info-item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
  margin-bottom: var(--space-4);
}

.contact-info-item:last-child {
  margin-bottom: 0;
}

.contact-info-item svg {
  width: 24px;
  height: 24px;
  color: var(--color-primary-600);
  flex-shrink: 0;
  margin-top: 2px;
}

.contact-info-item h4 {
  font-size: 0.9375rem;
  margin-bottom: var(--space-1);
}

.contact-info-item p {
  font-size: 0.875rem;
  color: var(--color-neutral-600);
}

/* Form success message */
.form-success {
  display: none;
  text-align: center;
  padding: var(--space-8);
  background: var(--color-primary-50);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-primary-200);
}

.form-success.show {
  display: block;
}

.form-success svg {
  width: 48px;
  height: 48px;
  color: var(--color-primary-600);
  margin: 0 auto var(--space-4);
}

.form-success h3 {
  margin-bottom: var(--space-2);
}

/* --------------------------------------------------------------------------
   Disclosure Box
   -------------------------------------------------------------------------- */
.disclosure-box {
  background: var(--color-neutral-50);
  border: 1px solid var(--color-neutral-200);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
  font-size: 0.8125rem;
  color: var(--color-neutral-600);
  line-height: 1.7;
}

.disclosure-box h4 {
  font-size: 0.875rem;
  color: var(--color-neutral-700);
  margin-bottom: var(--space-3);
}

.disclosure-box ul {
  margin: var(--space-3) 0;
  padding-left: var(--space-5);
}

.disclosure-box li {
  margin-bottom: var(--space-1);
}

/* --------------------------------------------------------------------------
   Tooltips
   -------------------------------------------------------------------------- */
.tooltip-trigger {
  position: relative;
  cursor: help;
}

.tooltip-trigger .tooltip-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 16px;
  height: 16px;
  background: var(--color-neutral-200);
  color: var(--color-neutral-600);
  border-radius: 50%;
  font-size: 0.6875rem;
  font-weight: 700;
  margin-left: var(--space-1);
  vertical-align: middle;
}

.tooltip-content {
  display: none;
  position: absolute;
  bottom: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%);
  width: 240px;
  padding: var(--space-3) var(--space-4);
  background: var(--color-neutral-800);
  color: white;
  font-size: 0.8125rem;
  line-height: 1.5;
  border-radius: var(--radius-md);
  z-index: 100;
  box-shadow: var(--shadow-lg);
}

.tooltip-content::after {
  content: '';
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  border: 6px solid transparent;
  border-top-color: var(--color-neutral-800);
}

.tooltip-trigger:hover .tooltip-content,
.tooltip-trigger:focus .tooltip-content {
  display: block;
}

/* --------------------------------------------------------------------------
   Privacy Note
   -------------------------------------------------------------------------- */
.privacy-note {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  padding: var(--space-4);
  background: var(--color-primary-50);
  border: 1px solid var(--color-primary-100);
  border-radius: var(--radius-md);
  font-size: 0.8125rem;
  color: var(--color-primary-800);
  margin: var(--space-4) 0;
}

.privacy-note svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 1px;
}

/* --------------------------------------------------------------------------
   FAQ List
   -------------------------------------------------------------------------- */
.faq-list {
  counter-reset: faq;
}

.faq-item {
  counter-increment: faq;
  padding: var(--space-6);
  background: white;
  border: 1px solid var(--color-neutral-100);
  border-radius: var(--radius-xl);
  margin-bottom: var(--space-4);
}

.faq-item h3 {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  font-size: 1.0625rem;
  margin-bottom: var(--space-3);
}

.faq-item h3::before {
  content: counter(faq) ".";
  color: var(--color-primary-600);
  font-weight: 700;
}

.faq-item p {
  color: var(--color-neutral-600);
  padding-left: calc(var(--space-3) + 1.5em);
}

/* --------------------------------------------------------------------------
   Responsive Utilities
   -------------------------------------------------------------------------- */
@media (max-width: 768px) {
  .hide-mobile {
    display: none !important;
  }
}

@media (min-width: 769px) {
  .hide-desktop {
    display: none !important;
  }
}

/* --------------------------------------------------------------------------
   Animation Utilities
   -------------------------------------------------------------------------- */
@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.animate-fade-in-up {
  animation: fadeInUp 0.6s ease forwards;
}

.delay-1 { animation-delay: 0.1s; }
.delay-2 { animation-delay: 0.2s; }
.delay-3 { animation-delay: 0.3s; }
.delay-4 { animation-delay: 0.4s; }

/* Initial state for animated elements */
.animate-on-scroll {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-on-scroll.visible {
  opacity: 1;
  transform: translateY(0);
}